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The difference between dividend allocations and dividend payments

Tuesday | May 3, 2022
All News

Receiving a dividend payment is one of the primary benefits of being a member of Access Energy Cooperative. Organized as a cooperative, we are owned and operated by our members, and do not exist to earn profits.  Instead, any revenues above the cost of doing business during a given year are considered “margins”. 

Each year, these margins are allocated to each member’s dividend account based on their usage for that year.  On your May or June bill, there will be a statement showing the amount of patronage dividends being allocated to your dividend account for 2021. The image below shows where you can find it on your bill.

The following month, the Board reviews the cooperative’s current financial condition. They determine if it is favorable to retire dividends from members’ accounts, and if so, how much will be retired. Dividend checks are then prepared to be handed out at the annual meeting of members on August 2nd. Any check not picked up at the meeting will be mailed.

Members now have the option to choose to receive their dividend payments in the form of a bill credit, rather than a check. If you wish to set your dividend account up to receive a bill credit instead of a check, please contact our office at (866) 242-4232 or send an email to finance@accessenergycoop.com.

Members who have closed their account with the cooperative have the option to receive the amount in their dividend account as a discounted lump sum payment or choose to receive payments at the normal retirement cycle which is currently 22 years.  If you close your account and are interested in receiving a lump sum payment, please contact our office at (866) 242-4232 or send an email to finance@accessenergycoop.com.

If you have a change of address, please keep the cooperative informed of where your dividends can be sent to. To update our address, submit questions, or receive further information about patronage dividends, visit our website – www.accessenergycoop.com, or contact our finance department at 1-866-242-4232 or send an email to finance@accessenergycoop.com.

Dedicated to exceeding member's expectations for safe, reliable, efficient service while being a good citizen in our communities.

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1800 West Washington Street 

P.O. Box 440

Mount Pleasant, IA 52641

To REPORT AN OUTAGE CALL

319-385-1577 | 866-242-4232

This institution is an equal opportunity provider. Please see complete statement of non-discrimination here: https://accessenergycoop.com/equal-opportunity-statement

©2025 Access Energy Cooperative. Safe, reliable, efficient service and a good citizen in our communities.

  • Home
  • Your Cooperative
    • About AEC
      • About Us
      • Our Staff
      • Board of Directors
        • How to Run for the Board of Directors
      • Service Area
      • Employment Opportunities
      • Cooperative Principles
      • Where Does Our Power Come From?
      • History of Co-ops
      • Touchstone Energy
    • Policies
      • Articles of Incorporation & Bylaws
      • E-Business Privacy Policy
      • Identity Theft Protection
      • Privacy Policy
      • Rights and Remedies
      • Statement of Nondiscrimination
    • Member Benefits
      • Monthly Magazine
      • Coop News
      • Dividends
        • Treasure Hunt
      • New Member Info
      • What does it mean to be a member?
      • Annual Meeting
      • Election of Directors
  • Your Account
    • Payment Options
      • Bank Draft
      • Budget Billing
      • Credit/Debit Card Payments
      • Payment Drop Box
      • SmartHub
    • Billing
      • Your Bill
      • Troubleshooting Your Bill
      • Rates
      • What is Demand?
        • Single Phase Demand Calculator
      • Dividends
      • Moving/Address Changes
      • IA Energy Assist Program (LIHEAP)
    • Electrical Equipment
      • Your Meter
      • Who Owns What?
      • New Construction/ New Meter
  • Services
    • Residential
      • Residential Rebates
      • Energy Audits
      • Outside Area Lighting
      • Financing for Energy Efficiency Improvements
    • Business
      • Business Rebates
      • Business Energy Audits
      • Power Quality
      • Thermal Imaging
  • Safety
    • General
      • Safety Tips
      • Safety Equipment
      • Safe Electricity
    • Safety Policies and Procedures
      • Grain Bin Clearance
      • Call Before You Dig!
  • Co-op/Community
    • Programs for Youth
      • Scholarships
      • Lineworker Scholarships
      • Summer Work and Internships
      • Youth Tour Contest
    • Tools For Schools
      • Teachers Zone
      • Safety Demonstrations
    • Community Involvement
      • Legislation
      • Contact Your Legislators
      • Economic Development
        • BizConnections
      • Revolving Loan Fund
    • General
      • Photo Contest
      • RECare
      • Discount Card
  • Energy Solutions
    • Saving Energy
      • Energy Audits
      • Rebates and Low Interest Loans
      • Energy Saving Ideas
      • Together We Save
    • Renewable Energy
      • Access to Green Energy Program
      • Electric Vehicles
      • Solar and Wind Energy Generation
  • Outages/Maintenance
    • Outages
    • Maintenance Programs
    • Restoring Power
    • Tree Trimming
    • Power Blinks
    • Frequently Asked Questions